Analisis Perkembangan Kinerja Keuangan PT Bank Mandiri (Persero) Tbk Melalui Pendekatan Trend Analysis Periode 2020–2025
DOI:
https://doi.org/10.59024/jumek.v4i2.756Keywords:
Equity, Financial Performance, Loans, Net Profit, Third-Party FundsAbstract
This study aims to analyze the financial performance development of PT Bank Mandiri (Persero) Tbk during the 2020–2025 period using the Trend Analysis approach based on the company's financial statements. The research employed a quantitative descriptive method using secondary data obtained from the company's annual financial reports. The analysis focused on five key financial performance indicators, namely total assets, loans, third-party funds (TPF), equity, and net profit. The results indicate that PT Bank Mandiri (Persero) Tbk demonstrated a positive trend in its financial performance throughout the study period. Total assets, loans, third-party funds, equity, and net profit all increased in 2025 compared to the 2020 base year. These findings suggest that PT Bank Mandiri (Persero) Tbk has maintained strong financial fundamentals and favorable growth prospects, supporting the sustainability of its business operations in the future. The continuous improvement in financial indicators reflects the company’s ability to manage resources effectively, strengthen operational performance, and maintain competitiveness within the banking sector.
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